Looking for boat financing or RV financing? My Financing USA helps you find the best boat loans and RV loans. Whether you have good credit or bad credit, we can process your application within 1-2 business days and let you know the result. We offer terms from 60 months (5 years) up to 240 months (20 years) - depending on the amount you are financing, the age of the RV or boat, and your credit history. What's more, there are no prepayment penalties with any of our loans. Talk to us and let us offer you the best financing options today.